We understand that being unable to work or continue in your occupation full-time, can place extraordinary financial pressure on you and your family. This is why we are committed to making people aware that they may have access to lump-sum payments under superannuation and insurance policies that can ease the financial burden.
The definition of totally and permanent disabled will depend on your insurance policy, however, you will generally be considered to be totally and permanently disabled if you have stopped work due to injury or illness and are unable to work again within your education, training or experience. It is important to understand that that TPD cover is an insurance entitlement, and any payout that you receive is separate from your superannuation.
You to easily find out whether you hold total and permanent disability insurance by asking your fund for a copy of the applicable policies. We appreciate that it can be difficult to understand the terms of your funds policies.
At Walker Law Group, we can assist you to investigate and lodge your TPD claim on a no win no fee basis. Contact our team today for a free initial consultation to discuss your potential TPD claim.